Earn on dollars.
Know the risk.
Olvana puts your stablecoins (USDG, USDC, …) into curated onchain lending vaults on Robinhood Chain, Ethereum, Base and Arbitrum, and grades every vault A, B or C before you deposit. Your wallet, your keys, your call.
- Up to
- — Loading live vaults…
- Olvana fee
- 0% curator fee shown per vault
- Custody
- None non-custodial
Where your yield comes from.
No emissions, no printing. Borrowers pay interest to use your stablecoins, and they post more collateral than they borrow.
A grade on every vault.
Scored out of 100 from the four things that actually break lending vaults. You see the breakdown, not just the letter.
Run the numbers.
Projection at today's net rate, compounded daily. Rates move with borrow demand, so treat it as an estimate.
Checked before you sign
Allowlist, simulation, liquidity and oracle checks run on every transaction. How we protect you
Utilization alerts
A warning when a vault fills up, so you can exit early. In the app today; Telegram delivery is coming soon.
Your wallet, always
Olvana never holds funds. Every deposit and withdrawal is signed by you.
No hidden fees
Olvana charges no fee today. Each vault's own curator fee is shown on the vault and is already included in net APY.
Earn yield. Points are next.
A points season for depositors and the friends they bring is on the way. Rules and the start date will be announced on @Olvanaorg. No points are tracked yet.
Follow for the launchQuestions, answered.
Who pays the yield?
Borrowers. They lock collateral worth more than their loan and pay interest on the stablecoins they borrow. That interest accrues to vault shares.
How is the risk grade calculated?
Out of 100 points: utilization (25), collateral quality (30), oracle type (25) and curator track record (20). Points come off when one collateral backs more than 80% of lending (−10), when the vault is under 90 days old (−5) and when it holds under $1M in deposits (−5). 80 and above is A, 60 to 79 is B, below 60 is C. A grade is a summary, not a guarantee. We also flag risks the score doesn't capture, like tokenized-stock collateral that can't be repriced when markets are closed.
Can I lose money?
Yes. Contract bugs, bad collateral, oracle failures or curator mistakes can cause losses or delay withdrawals. Read the risk disclosure before depositing.
Can I always withdraw?
Instantly when the vault has idle liquidity. At 100% utilization, exits wait until borrowers repay. Turn on utilization alerts to get warned early.
How do I get stablecoins on the right network?
Each vault lives on one network, shown next to its token: Robinhood Chain, Ethereum, Base or Arbitrum. Get USDG, USDC or another listed stablecoin from an exchange or your wallet app, and if it sits on a different network, bridge it to the vault's network first. Keep a little ETH on that network to pay fees. Olvana never asks you to send funds to anyone.
How does Olvana make money?
Olvana charges no fee today. Each vault's own curator fee is shown on the vault and is already included in net APY.
Is there an Olvana token?
Coming soon. It will boost the points you earn and let holders vote on which vaults Olvana lists. It will not pay out vault revenue. The contract address will be posted only on this site and on @Olvanaorg; any address shared anywhere before that is not ours.
Your stablecoins could be
working right now.
Connect a wallet, pick a grade you're comfortable with, and deposit in three signatures.